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No vertical improvements allowed. This financing is limited to unimproved parcels - only a remnant foundation may be present on the subject lot. Any improvement on a foundation of any type will be required to be removed prior to the appraisal, regardless of type condition intent usage. Purchase loans only - we cannot accommodate refinance loans of land lots at this time No cash-out - we do not provide cash-out loans on consumer land lot loans (which is a form of refinancing, and we do not refinance parcels intended for consumer purpose) Minimum lot loan amount is 100,000 (minimum sale price of 125,000 on 20 down payment-eligible parcels) Minimum 680 middle credit score from amongst all applicants 1st-lien position loans only - why get a personal loan is not a 2nd loan product, and no seller or secondary financing is allowed behind the 1st loan Residential zoning or allowance of construction of a 1-unit home on non-income-producing agricultural (AG) property only.
This is not for commercial or industrial land financing. California land lot parcels only No why get a personal loan or third-party guarantors Full income and asset documentation required Other conditions and restrictions apply - call or email for details.
For residential lot loans in California, call me direct at 1-800-644-8829. Our Products. Ongoing credit monitoring Track your FICO ® Score Identity. One-time fast cash advance requirements reports Be prepared for Important Transactions.
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Our lenders may offer you a loan with an APR between 20 and 300. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.