Bad credit or no credit are also welcomed to try to get matched with a lender. Do I Qualify for a Loan. You must be at least 18 years old You must live and work legally within the US You must be employed with the same employer for at least 90 days consecutively You must have a valid email address and working telephone number You must have a bank account in your name.
Disclaimer: This service is not a lender and therefore cannot determine whether or not you are ultimately approved for a short term loan, nor can we determine the amount of credit you may be offered. Instead, we facilitate business relationships between consumers like you and the lenders in our network.
Our purpose and goal is to match you with one or more lenders from within our network who personal loans based on income not credit provide you with the cash you need in an emergency. We will never act as an agent or representative for any of our lenders, so you can rest comfortably in the knowledge that you will receive fair and competitive offers.
Fortunately, there are other options available for those with bad credit. An installment loan offers you the chance to repay a loan within a certain period of time in multiple installments. Lets take a look at the types of installment loans available for people with bad credit, with a special focus on online installment loans: Small Lenders. These are the types of loans you receive from non-formal sources. These loans do not carry the transparency of formal loan sources such as banks or cooperatives, but remain a popular choice for many people because the money is loaned immediately without many of the prerequisite checks that banks insist on.
Such loans are usually taken out for small amounts and often personal loans based on income not credit the option of payback in multiple installments. Student Loans. Students often have little credit history of their own, but need financial assistance to get through college.
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Asia United Bank AUB offers multi-purpose loan to all employees of companies accredited by the bank. The loanable amount is from P30,000 to P250,000. Moreover, borrowers can pay their monthly amortization through salary deduction. Planters Bank Planters Bank lets you loan a minimum amount of P30,000, up to P1 million, with no collateral needed.
Pay your monthly amortization at an interest rate of 1. 50 up to 1. 75, depending on the loan tenure you choose. UCPB Borrow any amount in the range of P50,000 to P1 million when you choose UCPB.