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If youre relying on a mortgage to buy a home, try these smart moves to get your purchase offer accepted over an all-cash buyers offer. Make your best offer up front. Many all-cash buyers are bargain hunters, whether because theyre investors or because they know being a cash buyer puts them in a strong position. Beat them out by making your final offer up front.
Also, dont ask for closing costs, which means cash out of the sellers pocket. "There is no time to try to get a deal on the house you love in a strong sellers market with cash buyers lurking around," says Doug Vogelsass, a real estate agent with Agents for Bajaj finance personal loan chennai tamil nadu in Austin, Texas.
"When you see a house you want, put your best foot forward immediately. " Vogelsass also recommends telling sellers you will not ask them to fix minor problems discovered during the home inspection; youll only ask them to fix structural and safety issues. Your best offer should still be a price that makes sense for the property.